Finance that doesn’t end at the chart.

One system that closes the loop: from data to a measured result.

Not a bundle of features. Each stage feeds the next, and the loop repeats with new data. Choose a stage to see what happens in the app.

First: what is happening and what needs attention.

The home screen answers three questions: how do my finances look, what is changing, and what should I do next. Deeper analysis lives separately in the Dashboard, with Overview, Spending, Cash Flow, Purchases and Recurring Costs views.

Observed and declared income are shown side by side. Neither overwrites the other.

A recommendation that shows its evidence.

Every opportunity has a type, an estimated monthly and annual impact, the source of the numbers, and a description of how the effect will be measured if the user accepts it. Nothing becomes a commitment without their decision.

The status is named plainly: the screen reads “Potential saving, not committed, not measured”. Potential doesn’t pose as a result.

A receipt turns an amount into a list of products.

The bank sees an amount and a merchant. The receipt adds products, quantities, prices and discounts. fAInance merges both sources into one record, so a purchase is counted once, and product analytics shows what share of spending it actually covers.

A transaction is a movement of money. A receipt is proof of purchase at product level. Scanning and OCR run locally on the device, and uncertain matches need the user’s confirmation.

In-store shopping, compared fairly.

Find Cheaper compares the price you usually pay with current offers in physical stores. The list optimiser recommends one practical store, and a second only when the extra saving justifies the extra effort.

• The same product is always kept apart from comparable substitutes.
• Promotion conditions, such as a loyalty card, are shown plainly.
• The message reads “best price known to fAInance”, never “cheapest in Poland”.

Basket optimisation will be available once store data coverage is sufficient.